30 days' gap insurance
On us.
Activate your 30-day free GAP Insurance today and enjoy
extra protection from the start of your vehicle ownership.
30 day's GAP
Insurance
On us.
Activate your 30-day free GAP Insurance today and enjoy extra protection from the start of your vehicle ownership.
What is 30-day free gap insurance?
If your vehicle is written off following an accident, theft, fire or flood, your comprehensive motor insurer will usually pay its current market value.
In the event of the total loss of the insured vehicle, we will pay a maximum benefit equal to the difference between your motor insurance settlement and the original retail price of the insured vehicle, or if greater and the amount you require to pay your early settlement amount.*
You’re being offered 30 days of GAP Insurance free of charge, giving you protection from the start of your vehicle ownership.
*Terms, conditions and exclusions apply. Please refer to your policy documentation for full details.
WHAT IS 30-DAY FREE GAP INSURANCE?
If your vehicle is written off following an accident, theft, fire or flood, your comprehensive motor insurer will usually pay its current market value.
In the event of the total loss of the insured vehicle, we will pay a maximum benefit equal to the difference between your motor insurance settlement and the original retail price of the insured vehicle, or if greater and the amount you require to pay your early settlement amount.*
You’re being offered 30 days of GAP Insurance free of charge, giving you protection from the start of your vehicle ownership.
*Terms, conditions and exclusions apply. Please refer to your policy documentation for full details.
what happens after 30 days?
Before your free cover ends, we’ll be in touch with details of our longer-term GAP Insurance, including the price, policy information and additional benefits available to you, giving you everything you need to decide whether extended protection is right for you.
There’s no obligation to buy. Simply review the options and decide if you’d like to continue your protection.
why upgrade to a
full gap insurance policy.
WHAT IS GAP INSURANCE?
In the event of the total loss of the insured vehicle, we will pay a maximum benefit equal to the difference between your motor insurance settlement and the original retail price of the insured vehicle, or if greater and the amount you require to pay your early settlement amount. This insurance will also contribute to the excess deducted by your motor insurer.*
*Terms, conditions and exclusions apply. Please refer to your policy documentation for full details.
How it works?
You’ve insured your car, but what if it’s written off or stolen? Your motor insurer pays the current market value, which is often much less than what you originally paid or still owe on finance.
That’s where we step in!
- You buy your vehicle.
Your car is worth, say, £22,000 when new. You drive it home, and it begins to depreciate immediately. - Something unexpected happens.
Two years later, your car is written off or stolen. Your motor insurer pays the market value, maybe £15,000. - We cover the shortfall.
GardX Assure pays the £7,000 difference so you’re not out of pocket, you can get back on the road without a financial loss.
faq's
GAP stands for Guaranteed Asset Protection. It covers the difference between what your motor insurer will pay if your vehicle is written off or stolen, and what you originally paid for the vehicle or what you still owe on finance.
GAP insurance compliments your motor insurance. Your comprehensive policy would only pay the current market value of your car, not what you originally paid or owe on finance. GAP insurance fills that gap so you’re not left out of pocket.
Here are the features and benefits of our GAP insurance:
- If an incident occurs resulting in your vehicle being written off due to accident, fire or theft, GAP insurance covers the difference between your comprehensive motor insurer’s settlement amount at the time of loss, and the greater of the original invoice price or, the amount outstanding under your finance agreement (if any).
- Up to £750 Motor Insurance Excess cover for total loss claims
- Up to £750 Additional Excess cover unlimited number in terms of cover for non-total loss claims
- Up to £1,500 cash settlement to help you with the inconvenience and unexpected costs following a total loss
- £500 contribution towards your next new car when you purchase from your supplying dealer
- £30 per day Temporary Vehicle Replacement cover up to 30 days
- Unlimited Factory Fitted options
- Dealer Fitted Accessories up to £1,500 included
- Transferrable to a replacement vehicle
- Daily pro-rata cancellation after 30 days, no cancellation fee
Terms, conditions and exclusions apply. Please refer to your policy documentation for full details.
The cost of GAP Insurance varies based on the vehicle’s value and the duration of your chosen GAP policy.
You can submit a claim via our Customer Care Portal which allows you to quickly submit your claim and track its progress. You can complete your claim in just a few simple steps, ensuring that you receive the support you need without unnecessary delays. We are committed to providing you with a seamless experience, empowering you to effortlessly take control of your insurance needs.
If preferred, you can also submit claims via phone, email or post.
customer reviews
adam ward
Great experience with Gardx, very polite and professional on the phone and kept you up to date throughout the process and everything was done in a timely manner.
Sharon Brewer
Excellent service from everyone during this uncertain time - great service and job was professionally completed thanks
Jill Jackson
Excellent and very efficient service. It was really easy to receive confirmation that the work was covered under the terms of the agreement and to get it done.
Activate your free 30-day cover.
Activate your complimentary cover today and get the extra protection from the start of your vehicle ownership.
